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What affects the cost of your auto insurance?
There are a number of factors
like the amount of coverage you want, your driving history,
driving type, vehicle type, location, and more.
First, the more coverage you want,
the higher your monthly payment will be.
Naturally your driving history like the number of accidents
or tickets you have affects your auto insurance.
If you don't have either,
the cost of your auto insurance will be lower.
Besides accidents or tickets,
insurers also want to know how much you will be driving.
A long commute to work can mean a greater chance
for an accident which means you could pay more
for your insurance.
Another factor is whether your car is expensive
to repair or replace like a brand new luxury vehicle
with high tech features.
Insurance for these vehicles can be more expensive.
Your location also affects your auto insurance
because areas with a lot of crime or traffic
have higher rates due to the greater chance
of theft and accidents.
Some other factors that may affect your auto insurance rate
are your education level, marital status, gender, or age.
Have a question about auto insurance, contact us today.